2-10 Home Warranty Reviews

Owning a home is a big responsibility – it is a significant investment of your time as well as your money. Unfortunately, appliances and home systems can go on the fritz without much warning which could saddle you with major costs for repairs and replacements. If you want to protect yourself and your family against these unexpected costs, consider purchasing a home warranty.

At 2-10 Home Warranty, comprehensive coverage is affordable and easy to buy. Whether you want to protect your appliances, your home systems, or both, 2-10 Home Warranty has a plan for you. Keep reading to learn more about what 2-10 Home Warranty has to offer.

What Does 2-10 Home Warranty Have to Offer?

• Getting a quote is fast and free. The 2-10 Home Warranty website makes it quick and easy to get a quote – just provide your name, address, and contact information using the online form. You can also receive a quote over the phone by calling 800-743-4210.
• Comprehensive and affordable coverage. If you are looking for an all-inclusive home warranty plan, 2-10 Home Warranty has you covered. They offer systems and appliances service agreements as well as structural warranties to give you to the coverage you need.
• Excellent customer service. 2-10 Home Warranty currently protects more than 5.5 million homes and carries the second-highest BBB rating of A-. Their customer service team is available 24 hours a day, 7 days a week, 365 days a year.
• A Large network of reputable service contractors. When it comes to coverage, 2-10 Home Warranty knows what homeowners want – fast, reliable service at a great price. That is why 2-10 has a vast network of thousands of the nation’s finest service contractors on-call to solve your problems.
• Flexible service for a variety of needs. Homeowners are not the only ones who can benefit from a home warranty. 2-10 Home Warranty offers coverage for new construction as well as existing homes. They also offer plans for buyers, sellers, and real estate agents.

Costs and Plan Options

2-10 Home Warranty offers their customers three plan options – the Appliances Only Package, the Major Systems Package, and the Enhanced Coverage Package. You also have the right to add optional coverage for other appliances and systems that are not covered by these three plans – optional coverage is offered on a per-appliance or per-system basis. Below you will find a comprehensive list of what is covered under each plan.

Appliances Only Package

• Built-In Microwave
• Dishwasher
• Garbage Disposal
• Range/Oven/Cooktop
• Refrigerator
• Washer/Dryer

Appliances Only Package Cost: The monthly cost for the Appliances Only Package with a $100 service fee is $25.00 or you can make a single payment of $274. With a $75 service fee, the monthly cost is $28.65, and the annual cost is $314. 2-10 Home Warranty frequently offers promotions which could help you save on the cost of this plan or, at least, lower your service fee. Payments for home warranty plans can be made online by Visa, MasterCard, Discover Card, or American Express.

Major Systems Package

• A/C and Heat Pump
• Attic, Ceiling and Exhaust Fans
• Built-In Tub with Whirlpool Motor/Pump
• Drain Line Stoppages
• Electrical Switches and Receptacles
• Electrical Wiring
• Fuse Panels, Circuit Breaker Boards
• Geothermal Pump
• Heating System
• Permanently Installed Sump Pump
• Plumbing Pipe Leaks
• Plumbing System
• Steam or Hot Water Heat Systems
• Toilet Assemble Parts
• Water Heaters

Major Systems Package Cost: The monthly cost for the Major Systems Package with a $100 service fee is $36.41 or you can make a single payment of $399. With a $75 service fee, the monthly cost is $40.06, and the annual cost is $439. 2-10 Home Warranty frequently offers promotions which could help you save on the cost of this plan or, at least, lower your service fee. Payments for home warranty plans can be made online by Visa, MasterCard, Discover Card, or American Express.

Enhanced Package

• Built-In Microwave
• Dishwasher
• Garbage Disposal
• Range/Oven/Cooktop
• Refrigerator
• Washer/Dryer
• A/C and Heat Pump
• Attic, Ceiling and Exhaust Fans
• Built-In Tub with Whirlpool Motor/Pump
• Drain Line Stoppages
• Electrical Switches and Receptacles
• Electrical Wiring
• Fuse Panels, Circuit Breaker Boards
• Geothermal Pump
• Heating System
• Permanently Installed Sump Pump
• Plumbing Pipe Leaks
• Plumbing System
• Steam or Hot Water Heat Systems
• Toilet Assemble Parts
• Water Heaters

Enhanced Package Cost: The monthly cost for the Enhanced Coverage Package with a $100 service fee is $45.53 or you can make a single payment of $499. With a $75 service fee, the monthly cost is $49.18, and the annual cost is $539. 2-10 Home Warranty frequently offers promotions which could help you save on the cost of this plan or, at least, lower your service fee. Payments for home warranty plans can be made online by Visa, MasterCard, Discover Card, or American Express.

Optional Coverage Add-Ons:

• Pool/Spa Mechanical ($160 or $14.60/month)
• Additional Pool/Spa ($160 or $14.60/month)
• HVAC Plus ($99 or $9.03/month)
• Septic System ($45 or $4.11/month)

In addition to the cost of your 2-10 Home Warranty plan, you will also be responsible for paying a $75 or $100 trade service call fee per visit, depending which plan you choose. You will be required to pay this fee regardless of whether the claim is granted in part or in whole.

Contracts and Restrictions

To view a copy of 2-10 Home Warranty’s service contract agreement, click HERE.

Subject to the limitations, terms and conditions, service applies only to the Eligible Equipment which is in place and in good and safe working order with no pre-existing defects at the beginning of the service period and has become inoperable due to normal wear and tear.

2-10 Home Warranty will not pay for any services performed without prior authorization. You are obligated to pay the trade fee or the actual cost to repair/replace, whichever is less, for each separate trade call (each visit by an authorized service contractor for a single trade).

Coverage starts upon acceptance of application and receipt of applicable contract fees and continues for 365 days from that date. The agreement may be renewed at the company’s option. In that event, you will be notified of the terms, conditions, and rate of the offer.

The provider is the responsible party for honoring cancellation requests, and there are no cancellation fees applied. The agreement is non-cancelable by the company except for fraud, material misrepresentation, or non-payment of fees. If the agreement is canceled by either party, a pro-rated refund of the contract will be reimbursed.

Customer Satisfaction

2-10 Home Warranty offers several plan options for comprehensive coverage with four optional add-ons. Customers can speak to a Customer Service agent by phone 24 hours a day, 7 days a week and you can submit your claim online or by phone. You will be required to pay either a $75 or $100 service fee per claim, depending which plan you purchase.

The Better Business Bureau accredited 2-10 Home Warranty on 12/14/2005, giving the company their second-highest rating of “A-“ on a scale from A+ to F. In addition to this score, you can also find reviews for 2-10 (both positive and negative) on the BBB website.

When you compare 2-10 Home Warranty to some of its competitors, you will find some advantages as well as some disadvantages. One of the top benefits that 2-10 Home Warranty offers their customers is the option to customize their plan – choose from three plans with several optional add-ons and two service fee options. As far as disadvantages go, 2-10 does place some limits on their coverage, and the $75 and $100 service fees are a little higher than what some other companies charge.

If you have further questions about 2-10 Home Warranty, their plans, or their service agreement, please visit their website.

The Bottom Line

If you want to protect yourself against unexpected costs for repairs or replacements of your appliances or home systems, a home warranty from 2-10 Home Warranty may be the way to go. Choose from three plan options with two service fees and optional add-ons to customize your plan. Once you are protected, using your plan is easy – just call the Customer Service team or submit your request online!