American Residential Warranty Reviews

Although your homeowner's insurance may protect you against accidents and natural disasters, what happens if one of your appliances or home systems goes on the fritz? Do you have the funds to cover unexpected (and potentially significant) costs for repairs or replacements? If you are worried about costly repairs for your appliances or home systems, a home warranty plan may be a good option.

A warranty plan from American Residential Warranty is the simplest way to protect yourself against unexpected costs for repairs or replacements. This company offers reliable repair services from an extensive network of qualified service professionals, and their customer service is unbeatable. To protect yourself and your home, make American Residential Warranty your first choice.

What Does American Residential Warranty Have to Offer?

• Fast and free quotes. Getting a quote from American Residential Warranty is fast, free, and easy. Simply type in zip code on the company website to view plan options or call them toll-free at (888)-840-0005.
• Affordable plan options. At American Residential Warranty, customers can choose from several plan options to make sure that they get the coverage that is right for them. Plans start at just $1 a day, and there are plenty of options for additional coverage.
• Reliable claims support and customer service. When you purchase a plan from American Residential Warranty you are also buying access to their dedicated Customer Service and Claims Support teams. Support is available 24 hours a day, 7 days a week, 365 days a year. Just call or contact them online.
• Large network of trusted professionals. American Residential Warranty has access to one of the nation’s largest networks of licensed and experienced home service professionals. Every technician is pre-screened and pre-qualified to ensure fast and friendly service.
• 30-day money back guarantee. American Residential Warranty is so sure that you are going to love your plan that they offer their customers a 30-day money back guarantee. If you are unsatisfied for any reason, you can cancel your plan for a full refund within 30 days of purchase.

Costs and Plan Options

American Residential Warranty offers their customers four plan options – the Kitchen Plus Plan, the Heating & Cooling Plan, the Platinum Plan, and the Platinum Premier Plan. You also have the right to add optional coverage for other appliances and systems that are not covered by these four plans – optional coverage is offered on a per-appliance or per-system basis. Below you will find a comprehensive list of what is covered under each plan.

Kitchen Plus Plan

• Built-In Microwave
• Dishwasher
• Garbage Disposal
• Interior Electrical System
• Kitchen Exhaust Fan
• Range/Oven/Cooktop
• Refrigerator
• Water Heater

Kitchen Plus Plan Cost: The monthly cost for the Kitchen Plus Plan on its own is $27.99 – there is also a one-time enrollment fee of $39 for every plan. If you choose to pay for your plan quarterly you will pay $81.45 every three months. If you choose to pay annually, you will pay $279.90. You can pay online via credit card, debit card, or electronic check.

Heating & Cooling Plan

• Central Air Conditioning
• Central Home Heating
• Humidifier
• Interior Electrical System

Heating & Cooling Plan Cost: The monthly cost for the Heating and Cooling Plan on its own is $32.99 – there is also a one-time enrollment fee of $39 for every plan. You can also add the A/C Advantage coverage for $11.99. If you choose to pay for your plan quarterly you will pay $96 every three months. If you choose to pay annually, you will pay $362.89. You can pay online via credit card, debit card, or electronic check.

Platinum Plan

• Central Air Conditioning
• Central Home Heating
• Humidifier
• Interior Electrical System
• Built-In Microwave
• Dishwasher
• Garbage Disposal
• Interior Electrical System
• Kitchen Exhaust Fan
• Range/Oven/Cooktop
• Refrigerator
• Water Heater

Platinum Plan Cost: The monthly cost for the Platinum Plan on its own is $42.99 – there is also a one-time enrollment fee of $39 for every plan. You can also add the A/C Advantage coverage for $11.99. If you choose to pay for your plan quarterly you will pay $125.10 every three months. If you choose to pay annually, you will pay $472.89. You can pay online via credit card, debit card, or electronic check.

Platinum Premier Plan

• Central Air Conditioning
• Central Home Heating
• Humidifier
• Interior Electrical System
• Built-In Microwave
• Dishwasher
• Garbage Disposal
• Interior Electrical System
• Kitchen Exhaust Fan
• Range/Oven/Cooktop
• Refrigerator
• Water Heater
• Plumbing System
• Plumbing Stoppages
• Ductwork
• Garage Door Opener
• Refrigerator Ice Maker
• Ceiling Fans

Platinum Premier Plan Cost: The monthly cost for the Platinum Premier Plan on its own is $49.99 – there is also a one-time enrollment fee of $39 for every plan. You can also supercharge your plan with A/C Advantage coverage for $11.99, Plumbing Advantage for $8.99, or Deluxe Advantage for $19.99. If you choose to pay for your plan quarterly you will pay $145.47 every three months. If you choose to pay annually, you will pay $549.89. You can pay online via credit card, debit card, or electronic check.

Ultimate Electronics Plan

• Laptops
• Desktops
• Tablets
• Printers
• Routers
• External Hard Drives
• LED/LCD, Flat Panel/Plasma TVs
• Portable DVD Player
• Portable Gaming Consoles

Ultimate Electronics Plan Cost: The monthly cost for the Ultimate Electronics Plan is $29.99. You may be able to save money by bundling it with another plan.

Optional Coverage Add-Ons:

• Additional Washer/Dryer ($10.99/mo)
• Additional Refrigerator ($5.57/mo)
• Ice Maker ($5.57/mo)
• Additional Freezer ($5.57/mo)
• Range/Oven/Cooktop ($5.57/mo)
• Additional Water Heater ($5.57/mo)
• Additional Heating ($5.57/mo)
• Pool ($13.99/mo)
• Spa ($13.99/mo)
• Pool/Spa Combo ($23.36/mo)
• Internal Plumbing ($9.31/mo)
• External Sewer Lines ($9.99/mo)
• External Water Lines ($5.99/mo)
• Well Pump ($13.99/mo)
• Food Spoilage ($3.99/mo)
• Ceiling Fans ($7.45/mo)

In addition to the cost of your American Residential Warranty plan, you will also be responsible for paying a $60 trade service call fee per claim. You will be required to pay this fee regardless of whether the claim is granted in part or in whole.

Contracts and Restrictions

To view a copy of American Residential Warranty’s contact agreement, click HERE.

Payment includes a 30-day waiting period before you are eligible for coverage. Coverage begins on the effective date as indicated on the Declaration of Coverage which is 30 days after the purchase date.

Your initial annual term provides 11 months of coverage from the effective date. All annual renewal terms after that will include 12 months of coverage. All plans automatically renew unless canceled by the company or the customer.

The appliance or system must be in good working order on the Effective Date of the contract as well as being properly maintained and installed throughout the coverage period.

You will pay a trade service fee for each trade service request – it will apply as soon as the service contractor is en route to your home.

You may cancel the agreement only by contacting American Residential Warranty – cancellation becomes effective at the end of the current month of coverage.

Customer Satisfaction

American Residential Warranty sets themselves apart from the competition by offering multiple plan options with a long list of optional add-ons. Customers can speak to a Customer Service or Claims Support agent by phone 24 hours a day, 7 days a week and you can submit your claim online or by phone. You will be required to pay a service fee per claim – the amount for this varies by plan.

The Better Business Bureau has not yet accredited American Residential Warranty, and the company has only been in business for seven years. Though the company is relatively new, you can find reviews (both positive and negative) online.

When you compare American Residential Warranty to some of its competitors, you will find advantages as well as disadvantages. The main advantage American Residential Warranty offers their customers is an option to customize their plan – choose from four plans with over a dozen optional add-ons. As far as disadvantages go, pre-existing conditions are not covered, and the service fee may vary depending on where you live and which plan you choose.

If you have further questions about American Residential Warranty, their plans, or their home service agreement, call toll-free at (888) 840-0005 to speak with a Customer Service representative.

The Bottom Line

Overall, American Residential Warranty seems to be a company that has the best interests of their customers in mind. Not only does this company offer a greater variety of plan options than many home warranty companies, but they offer plenty of options for customization and add-ons. If you want to protect yourself against unexpected costs to replace or repair your appliances and home systems, a plan from American Residential Warranty might be the best way to do that. Simply go online or call toll-free to request a free quote.