Choice Home Warranty Reviews

Your home is a significant investment, so you need to be smart about how you choose to protect it. Unexpected costs can put a strain on your budget, and it can be difficult to find a reliable contractor who has the expertise and experience to handle your job quickly and efficiently. Fortunately for you, Choice Home Warranty (CHW) is here to meet all of these needs and more. Nothing lasts forever, and when one of your appliances or major systems wears out, you will be glad to know that Choice Home Warranty has your back.

Our Rating

(800) 816-0308 Get Free Quote

• Price
  Free Quote
• Deductible
  $50
• Coverage
  Nationwide
• Turnaround
  1-5 days

Overview

Choice Home Warranty understands that homeowners are looking for comprehensive protection, reliable service, and good value for their money, so that is exactly what they provide. This company employs a team of knowledgeable and dedicated professionals who seek to meet your needs quickly and efficiently, and their plans are customizable according to your needs.

What Does Choice Home Warranty Have to Offer?

• Comprehensive plan options. Choice Home Warranty makes buying a home warranty as easy as possible – just choose from their two plan options (Basic or Total) and add on any optional coverage you want. Payment can be made annually or, for a small surcharge, divided over twelve months.
• Dedicated team to process claims. When you file a claim with Choice Home Warranty, your case won’t be added to a heaping pile of paperwork sitting on the desk of some overworked claims agent. Rather, your request will be handled quickly and efficiently by a dedicated team of two or three representatives to help you through the entire claims process.
• Customer service is always on-call. You can reach the Choice Home Warranty Claims Department 24 hours a day, 7 days a week, 365 days a year by calling toll-free 1-800-816-0308. You can also submit a claim online. You can also speak to a Customer Service representative via chat on the company website.
• No home inspection required. You do not have to have a home inspection performed to qualify for a Choice Home Warranty plan. Keep in mind, however, that pre-existing conditions are not covered so it is still a good idea to have your home inspected once in a while.
• A Large network of service technicians. Choice Home Warranty works with a vast network of service contractors all over the country. This company chooses their technicians based on the quality of their work, cost effectiveness, professionalism and their responsiveness to calls.
• Getting a quote is easy. To receive a custom quote for a Choice Home Warranty, just visit the company website or call 1-800-816-0308. You will be asked to provide your contact information as well as the location, size, and type of property you are looking to protect.

Costs and Plan Options

Choice Home Warranty currently offers two different plans – the Basic Plan and the Total Plan. You also have the ability to add optional coverage for other appliances and systems that are not covered by either plan on an individual basis. Below you will find a comprehensive list of what is covered under each plan.

Basic Plan Coverage Includes the Following:

• Heating System
• Electrical System
• Plumbing System
• Plumbing Stoppage
• Water Heater
• Whirlpool Bathtub
• Oven/Range/Stove
• Cooktop
• Dishwasher
• Built-In Microwave
• Garbage Disposal
• Ductwork
• Garage Door Opener
• Ceiling and Exhaust Fans

Basic Plan Cost: The total cost for the Basic Plan is $500 which can be paid in a single lump sum or divided over twelve months for a surcharge of $30. Choice Home Warranty frequently offers promotions which could help you save on the cost of this Basic Plan. Payments can be made online by Visa, MasterCard, or Discover Card.

Total Plan Coverage Includes the Following:

• Air Conditioning System
• Heating System
• Electrical System
• Plumbing System
• Plumbing Stoppage
• Water Heater
• Whirlpool Bathtub
• Refrigerator
• Oven/Range/Stove
• Cooktop
• Dishwasher
• Built-In Microwave
• Garbage Disposal
• Clothes Washer
• Clothes Dryer
• Ductwork
• Garage Door Opener
• Ceiling and Exhaust Fans

Total Plan Cost: The total cost for the Total Plan is $420 which can be paid in a single lump sum or divided over twelve months for a surcharge of $30. Choice Home Warranty frequently offers promotions which could help you save on the cost of this Total Plan. Payments can be made online by Visa, MasterCard, or Discover Card.

Optional Coverage Add-Ons:

• Pool or Spa ($160)
• Additional Spa ($160)
• Central Vacuum ($30)
• Well Pump ($80)
• Sump Pump ($30)
• Limited Roof Leak ($60)
• Stand-Alone Freezer ($35)
• Second Refrigerator ($35)
• Septic System ($100)
• Septic Tank Pumping ($65)

In addition to the cost of your Choice Home Warranty plan, you will also be responsible for paying a $60 trade service call fee per claim – this fee is not in any way impacted by the actual cost of repair or replacement for the covered item. This fee must be paid directly to the technician who comes to your home to perform the work. You may be eligible to receive discounts on this service fee in certain situations – contact Customer Service to learn more.

Contracts and Restrictions

To view a copy of Choice Home Warranty’s terms of service agreement, click HERE.

Choice Home Warranty makes it easy to purchase a home warranty at any time – you do not need to be involved in a real estate transaction to buy a plan. You also do not need to have a home inspection completed before purchasing a plan, though it is always a good idea to do so.

Choice Home Warranty does not cover any pre-existing conditions (known or unknown), nor do they cover the misuse, abuse, or failure to clean and maintain covered appliances and systems.

If a replacement unit is unavailable for a covered item that needs to be replaced, Choice Home Warranty will offer a cash payment for the items replacement cost – this may be less than the retail value.

Coverage for Choice Home Warranty begins thirty days after acceptance of the plan by CHW and upon receipt of applicable contract fees. Coverage continues for 365 days from that date and plans are renewable annually. You will be notified of the renewal rate and terms of renewal before the renewal date each year.

If you want to cancel your plan, you may do so within 30 days of the order date. You will receive a refund of the paid amount minus a $50 administration fee as well as any service costs incurred by Choice Home Warranty.

Customer Satisfaction

Choice Home Warranty offers their customers comprehensive protection against unexpected and costly repairs and replacements. To file a claim, just call their claim center to speak to a Customer Service representative. You will be required to pay a modest service fee for each repair.

The Better Business Bureau (BBB) has not yet performed a review of Choice Home Warranty, but there are some reviews on the BBB website as well as Yelp.com.

When compared to its competitors, Choice Home Warranty has some pros as well as some cons. In the “pro” column, CHW allows customers to choose their service technician, and they offer 1-year, 3-year, and 5-year policies. In the “con” column, the annual fee for CHW plans is not locked in, and they only offer a work guarantee for 90 days parts and labor.

If you have further questions about Choice Home Warranty, their products, or their contract and restrictions, call toll-free at 1-800-816-0308 to speak with a Customer Service representative.

The Bottom Line

When it comes to home warranty plans, Choice Home Warranty offers excellent coverage with plenty of options for customization. Purchasing a plan is easy and, with a dedicated Claims Department team and knowledgeable Customer Service Reps, using your warranty is easy as well!

In the end, it is your decision as a homeowner whether it is worth it to purchase a home warranty plan. If you want to be protected against unexpected and expensive repair or replacement costs for your appliances and home systems, however, a home warranty may be the right choice. When you are ready to purchase a home warranty plan (or to receive a free quote), just visit the Choice Home Warranty website or call them toll-free.