Home warranties can assist homeowners in safeguarding against massive unforeseen bills when things like major home appliances and plumbing stop working. Before choosing a home warranty plan, it is better to bear in mind the general rule of thumb for of home warranties. This includes reading each word of the agreement before signing up and understanding the pros and cons of the plan. Usually, a home warranty policy is destined to keep homeowners from paying big for unforeseen fixes, but there are several limits. If homeowners have reasonable expectations regarding what a home warranty can accomplish for them, they may feel that the serenity is worth the cost. Here are the comparisons of the services of the two foremost American-based home warranty giants, American Home Shield and First American Home Warranty.
American Home Shield offers customer four kinds of home warranty plans, the Appliance Plan, Systems Plan, Combo Plan and Build your Plan. These plans are designed per the requirements and the budget of consumers. The yearly subscription of the home security plans of this company ranges from $249 to $500. While the Appliance Plan offers essential coverage to the daily home appliances, the System Plan provides coverage for the revamp or replacement of the parts of critical home systems. Likewise, the Combo Plan offers coverage to both vital home appliances and systems, the Build Your Own Plan allows homeowners to tailor the coverage of the home warranty plan consistent with their requirements. Additionally, the business offers three home trade plans, ShieldEssential, ShieldPlus, and ShieldComplete.
When considering the home warranty plans of First American, the company offers only two warranty plans, the Basic Plan and the Premier Plan. While the Basic Plan offers the required coverage to the standard appliances in a home, the Premier Plan provides coverage to the items included in the Basic Plan, plus most necessary appliances in a home. If homeowners need more coverage for additional items, they have to upgrade the existing plan.
Considering the home warranty plan options, American Home Shield is a better option for homeowners.
American Home Shield maintains an ingenious website that increases the effortlessness with which consumers can interrelate with the company to process their claims effectively. The website of the business is mobile friendly as well, so customers can get a free quote, go through blogs and tips, create their account, apply for services, and learn about the plan benefits easily from their phones. Besides these, the site also allows realtors to get through several articles and guides, clarifying the reasons for putting up a home for sale. The site also allows them to create their individual account.
First American also offers consumers the ability to buy coverage, put forward, administer, track their service demands, make payments, and renovate their First American Home Warranty online. Real estate experts can also manage all of their home warranties and obtain free promotion materials and sales gizmos. However, it is not mobile friendly, which greatly diminishes the ease of access.
Considering the versatility of the website, American Home Shield gets the upper hand.
The home warranty plans of American Home Shield come in numerous variations. One of their most popular plans is the Combo plan, which is being offered at the rate of $14 per month.
On the other hand, First American offers its warranty products at a monthly subscription of $24, and it does not place any limitations on the age of the home appliances and systems.
Although the warranty products of First American include no limitations on the age of items, the price is not budget friendly, meaning that the monthly subscription is more than that of American Home Shield, So naturally, American Home Shield gets the upper hand in this aspect.