TotalProtect Reviews

When it comes to your home and all of the appliances in it, even a minor problem can become a major issue. Simple repairs are not so simple if you don’t know who to call or who to trust. Total Protect Home Warranty takes the guesswork out of unexpected repairs and replacements, giving homeowners like you peace of mind knowing that someone has your back. Total Protect Home Warranty offers a simple, hassle-free solution when breakdowns happen, making those unexpected costs more affordable – your insurance policy can’t do that!

Total Protect Home Warranty offers their customers reliable 24/7 service and easy access to a network of pre-screened service technicians to perform repairs and replacements when you need them most. And best of all, everything is backed by an 180-Day Workmanship Guarantee.

What Does Total Protect Home Warranty Have to Offer?

• Fast, reliable service. The Total Protect Home Warranty Customer Service Team is available 24 hours a day, 7 days a week to process your claims either by phone or over the internet. All repairs and replacements are also covered by an 180-Day Workmanship Guarantee.
• Low deductible plans. While some home warranty companies charge you a per-claim fee, Total Protect Home Warranty offers three low-deductible plan options – once your deductible is paid, you don’t have to pay anything else! You are completely covered for repairs and replacement of covered systems and appliances.
• Flexible plan options. Don’t waste your money on a plan that doesn’t meet your needs. With Total Protect Home Warranty, you can choose a plan that covers appliances, systems, or both. All you pay is a low deductible for comprehensive coverage!
• A wide network of trusted technicians. Total Protect Home Warranty works with a vast network of 40,000 pre-screened service professionals around the country. All repairs and replacements are covered for a full six months from the date of service.
• Quotes are free and easy. To receive a custom, no-obligation quote for a Total Protect Home Warranty, just fill out the online form on the company website with your name, zip code, email address and phone number. You can also request a quote by calling 866-584-9497.
• Free 15-Day Review Period. When you sign up for a Total Protect Home Warranty, you are entitled to a free 15-day review period. You are not allowed to submit any claims during this evaluation period, but you are allowed to cancel your coverage with no cancellation fee during this time. Full coverage begins on the effective date, and you will be billed on this date.

Costs and Plan Options

Total Protect Home Warranty makes it easy and affordable to purchase a home warranty. There are three plan options to choose from – the Appliance Plan, the Systems Plan, and the Combo Plan. In addition to choosing your plan, you can also select your per-claim deductible – $75, $100, or $125. The higher your deductible, the lower your monthly premium but, no matter which plan you choose, once your deductible for a claim is paid, you are not responsible for any repair and replacement costs (for covered items). Below you will find a comprehensive list of what is covered with each plan.

Appliance Plan

• Refrigerator with Built-In Ice Maker
• Dishwasher (Built-In)
• Range
• Wall Oven
• Cooktop
• Clothes Washer
• Clothes Dryer
• Microwave (Built-In)
• Trash Compactor (Built-In)
• Range Exhaust Hood

Appliance Plan Cost: With a $75 deductible, the Appliance Plan costs $32.95 per month and with a $100 deductible, the monthly cost is $27.95. If you choose a $125 deductible, this plan costs $25.95 per month. You can also pay for the entire year upfront at a rate of $395.40, $335.40, or $311.40, respectively. Payments can be made online via credit card, checking account, or savings account.

Systems Plan

• Air Conditioning System (2 Units)
• Heating System (2 Units)
• Water Heater
• Electrical System
• Ceiling Fans
• Toilets
• Ductwork
• Plumbing Lines and Stoppages
• Interior Gas Lines
• Sump Pump
• Whirlpool
• Garage Door Opener
• Garbage Disposal
• Central Vacuum
• Attic Fan
• Door Bell/Chime

Systems Plan Cost: With a $75 deductible, the Systems Plan costs $47.95 per month and with a $100 deductible, the monthly cost is $41.95. If you choose a $125 deductible, this plan costs $37.95 per month. You can also pay for the entire year upfront at a rate of $575.40, $503.40, or $455.40, respectively. Payments can be made online via credit card, checking account, or savings account.

Combo Plan

• Air Conditioning System (2 Units)
• Heating System (2 Units)
• Water Heater
• Electrical System
• Ceiling Fans
• Toilets
• Ductwork
• Plumbing Lines and Stoppages
• Interior Gas Lines
• Sump Pump
• Whirlpool
• Garage Door Opener
• Garbage Disposal
• Central Vacuum
• Attic Fan
• Door Bell/Chime
• Refrigerator with Built-In Ice Maker
• Dishwasher (Built-In)
• Range
• Wall Oven
• Cooktop
• Clothes Washer
• Clothes Dryer
• Microwave (Built-In)
• Trash Compactor (Built-In)
• Range Exhaust Hood
• Homeowners Insurance Deductible Reimbursement

Combo Plan Cost: With a $75 deductible, the Appliance Plan costs $59.95 per month and with a $100 deductible, the monthly cost is $49.95. If you choose a $125 deductible, this plan costs $45.95 per month. You can also pay for the entire year upfront at a rate of $719.40, $599.40, or $551.40, respectively. Payments can be made online via credit card, checking account, or savings account.

Contracts and Restrictions

To view a copy of Total Protect Home Warranty’s home service agreement, click HERE.

When you purchase a Total Protect Home Warranty, you are entitled to a free 15-day review period during which you can cancel your coverage at no charge with no cancellation fee. You are not allowed to place any claims during the 15-day period, and full coverage begins on the effective date at which point you will be billed or charged for service.

When you purchase a home warranty plan, you attest that the items for which you are seeking coverage are all in good working order and have no known failures. You also agree that any item not in good working order at the time of purchase will not be eligible for coverage under your plan.

You may void the home service agreement within 30 days of the effective date for a full refund of the contract fees, as long as no claim has been made. A 10% penalty per month will be added to any refund request made after 30 days, including any accrued penalties, that is not paid or credited within 30 days after termination of the agreement.

Plan coverage will automatically renew at the option of the Issuing Company for successive 1-year periods unless canceled by either party in accordance with the cancellation provisions. You will be notified of any rate, and/or coverage changes not less than 30 days prior to agreement expiration.

Customer Satisfaction

Total Protect Home Warranty plans give homeowners peace of mind knowing that they will be covered in the event of an unexpected breakdown. To file a claim with this company, simply call the claim center to speak with a Customer Service representative or file your claim online.

The Better Business Bureau lists Total Protect Home Warranty as a BBB-accredited business since 10/30/2007, giving it a “B” rating on a scale from A+ to F.

When you make a comparison between Total Protect Home Warranty and its competitors, you will find advantages as well as disadvantages. The main advantage Total Protect offers their customers is the ability to choose their own monthly premium and deductible – they also offer a six-month guarantee on workmanship. As far as disadvantages, the per-claim deductible may end up being more than the fixed fee some companies charge per service call or per claim.

If you have further questions about Total Protect Home Warranty, their products, or their home service agreement, call toll-free at 866-584-9497 to speak with a Customer Service representative.

The Bottom Line

When it comes to home warranties, Total Protect Home Warranty offers their customers the ability to control the cost of their plan. If you want to keep your monthly costs low, select a higher deductible – if you want a lower per-claim deductible, choose a higher monthly premium. All plans come with the same level of reliable coverage and trustworthy service.

If you are worried about the cost of unexpected repairs and replacements for your home systems or appliances, you may want to consider purchasing a home warranty plan. For a small monthly charge and a per-claim deductible, you can enjoy comprehensive coverage for your home appliances, home systems, or both. Plus, Total Protect Home Warranty makes it easy and risk-free to try out their plans – just visit the company website or call toll-free for more information.