Secure Home Warranty Reviews

When it comes to affordable and comprehensive protection against unexpected repairs and replacements, Secure Home Warranty is the name to trust. Not only does Secure Home Warranty work with an extensive network of qualified service contractors, but their plans are affordable and adjustable according to your needs. Whether you are an existing homeowner, a seller, or a buyer, there is a Secure Home Warranty to meet your needs.

Purchasing coverage from Secure Home Warranty is quick and painless. Just visit the company website to request a free quote.

What Does Secure Home Warranty Have to Offer?

• Free and easy to request a quote. Requesting a quote from Secure Home Warranty is quick and easy – just visit the company website and fill out the form with your name, contact information, zip code, and the type of properly you wish to cover. You can also call toll-free 1-888-825-2621 for a free quote by phone.
• Full 30-day money back guarantee. Secure Home Warranty offers their customers a full 30-day money back guarantee to ensure complete and total satisfaction. When you purchase a home warranty, you have 30 days from the date of purchase to cancel the policy for a full refund.
• Three plan options to choose from. With Secure Home Warranty, you have three different plan options to choose from – the appliance plan, the core systems plan, and the elite comprehensive plan. You can also opt for system or appliance add-ons for things like pools and spas, septic systems, additional refrigeration, and plumbing or light fixtures.
• A Large network of qualified service contractors. Secure Home Warranty works with a comprehensive network of approved and insured contractors to ensure quality service. Each contractor is consistently monitored and graded on his performance through a customer satisfaction survey program.
• No age restrictions or inspections required. When you purchase a plan from Secure Home Warranty, you are not required to complete a home inspection and you cannot be denied coverage based on the age of your home. Just keep in mind that only systems and appliances that are in working order on the effective date will be eligible for coverage.

Costs and Plan Options

Secure Home Warranty offers their customers three plan options – the Core Plan, the Appliance Plan, and the Elite Plan. You also have the right to add optional coverage for other appliances and systems that are not covered by these three plans – optional coverage is offered on a per-appliance or per-system basis. Below you will find a comprehensive list of what is covered under each plan.

Core Plan

• Plumbing Stoppage
• Heating System
• Water Heater
• Plumbing System
• Ductwork
• A/C, Cooling
• Electrical System

Core Plan Cost: The total annual cost for the Core Plan is $419.99 which can be paid in a single lump sum or divided into twelve monthly payments of $38. Payments can be made online by credit card or debit card.

Appliance Plan

• Clothes Washer
• Clothes Dryer
• Garbage Disposal
• Refrigerator
• Stove/Oven
• Microwave Oven (Built-in)
• Cooktop
• Dishwasher

Appliance Plan Cost: The total annual cost for the Appliance Plan is $419.99 which can be paid in a single lump sum or divided into twelve monthly payments of $38. Payments can be made online by credit card or debit card.

Elite Plan

• Plumbing Stoppage
• Heating System
• Water Heater
• Plumbing System
• Ductwork
• A/C, Cooling
• Electrical System
• Clothes Washer
• Clothes Dryer
• Garbage Disposal
• Refrigerator
• Stove/Oven
• Microwave Oven (Built-in)
• Cooktop
• Dishwasher

Elite Plan Cost: The total cost for the Elite Plan is $499 which can be paid in a single lump sum or divided into twelve monthly payments of $42. Payments can be made online by credit card or debit card.

Optional Coverage Add-Ons:

• Pool/Spa ($8.33/month)
• Sump Pump ($4.17/month)
• Well Pump ($3.33/month)
• Additional Heat/Furnace ($5.83/month)
• Additional AC Unit ($5.83/month)
• Lawn Sprinkler System ($5.83/month)
• Septic System ($5.83/month)
• Second Refrigerator ($3.33/month)
• Stand Alone Freezer ($3.33/month)
• Roof Leak ($6.67/month)
• Additional Water Heater ($4.17/month)
• Ice Maker (Refrigerator) ($3.33/month)
• Plumbing/Lighting Fixtures ($4.17/month)
• Central Vacuum ($4.17/month)
• Water Softener ($4.17/month)

In addition to the cost of your Select Home Warranty plan, you will also be responsible for paying a $65 secure home service call fee per visit. You will be required to pay this fee regardless of whether the claim is granted in part or in whole.

Contracts and Restrictions

The description of the services is set out that Secure Home will arrange for a licensed contractor or specialist to repair or replace the systems and appliances covered by the plan when they become inoperable due to normal wear and tear. Only systems and appliances that are in working order on the effective date will be eligible for coverage.

Every time a contractor is booked and dispatched to your home, you will be obligated to pay a Secure Home Service Call Fee of $65. You will be required to pay this fee once the contractor begins traveling to your home. A separate service call fee will be charged for each issue.

You must contact Secure Home before obtaining service on a malfunctioning system or appliance. Your failure to do so may render your claim invalid. Secure Home will not reimburse you if you use your own service technician without obtaining prior authorization.

The term of your warranty coverage shall activate thirty days following the receipt of all unsettled payments and premiums due. Your warranty coverage will begin on the Effective Date and will continue for 1 year following the Billing Date. In the event that you choose the monthly payment option and Secure Home opts to renew your contract, you will be notified of the rate and term in writing during the 10^th month of the contract and you will be automatically renewed for an annual coverage period unless you notify Secure Home in writing 30 days prior to the Termination Date.

You can cancel the agreement within 30 days and still receive a full refund in the event that no service has been provided. After the 30^th day you may cancel and a receive a pro-rated refund minus a $75 cancellation fee and any service costs incurred by the company.

Customer Satisfaction

Select Home Warranty does their best to meet the needs of their clients by providing multiple plan choices with optional add-ons. Customers can speak to a Customer Service agent by phone 24 hours a day, 7 days a week, 365 days a year and can submit claims online or by phone.

The Better Business Bureau has not yet accredited Select Home Warranty but it has been giving a “C” rating on a scale from A+ to F. Though the company hasn’t been accredited by the BBB, there are still some customer reviews on the BBB website, both positive and negative.

When you compare the Secure Home Warranty company to other home warranty providers, you will find advantages as well as disadvantages. One significant advantage Secure Home Warranty offers their customers is a flat $65 service fee and plenty of options to customize their plan. As far as disadvantages go, pre-existing conditions are not covered.

If you have further questions about Secure Home Warranty, their plans, or their terms and conditions, fill out the form on their website and a customer service representative will contact you.

The Bottom Line

You never know when one of your home systems or appliances might wear out or break down. If you want to protect yourself against unexpected repair and replacement costs, consider purchasing a home warranty plan from Secure Home Warranty. At Secure Home Warranty, purchasing a plan is easy, and you can customize it to suit your needs. Best of all, you have the 30-day money back guarantee to fall back on if the plan ends up not meeting your needs.